Payment Options

With Smarthub Online Bill Pay

SmartHub is the easy way to view and pay your bill online. It delivers accurate, real-time account information and allows you to make payments in a secure environment with the touch of a button. You can even access multiple accounts.
To make it more convenient to pay on the go, simply download the SmartHub App in the Apple Store® or in the Android® Market. Select the App powered by National Information Solutions Cooperative.

By Bank Draft

Have your payment set up to automatically draft from your checking or savings account on the same day each month and never forget to pay.

By Debit or Credit Card

FTC accepts Visa, Mastercard, Discover and American Express for autopayments and for payments in person at local offices.

In Drive-Thru & Night Drop

The drive-thru is open during regular business hours at FTC’s office in Rainsville and a night drop is available for after-hours payments. Payments placed in the night drop will be processed on the next business day.

By Mail

Mail payment by check with stub in envelope provided to:
P.O. Box 2153, Drawer 1180
Birmingham, AL 35201-2153

By Phone

To pay by phone an account number and four digit PIN is required. In order to set-up a personalized PIN number you will need to call the business office. After your PIN number has been set-up call 1-844-244-1506 and follow instructions to complete your payment.

At These Locations

The following local businesses have partnered with FTC to accept cash, check or money order payments on our behalf:
  • First Southern State Bank in Higdon
  • Foodland in Ider
  • Liberty Bank in Geraldine